What Is A Fix And Flip Loan?
Fix and flip financing can help investors move quickly when a renovation opportunity needs capital for purchase and repairs. The lender usually reviews the current property condition, renovation scope, borrower experience, after-repair value, and resale plan.
Common Uses
- Purchase of investment properties needing repairs.
- Renovation budgets, labor, materials, and improvements.
- Bridge financing while preparing a property for sale.
- Portfolio repeat projects for active real estate investors.
What Lenders Review
Because these loans are project-driven, lenders focus on feasibility: acquisition cost, rehab budget, comparable sales, borrower contribution, timeline, title status, insurance, and the exit plan. A clear scope of work and realistic numbers matter.
Commercial Capital Lenders helps investors present the project cleanly so lending partners can evaluate the request without guesswork.